Toby Gilchrist

Hi, I’m Toby. Growing up in the Flathead Valley has given me an appreciation for hard work, commitment to community, and the beautiful outdoors. Back in August 2007, I transitioned from being a real estate investor to moving back home to Montana, and 16 years later, I’ve developed a reputation for tenacity and dedication as a mortgage professional! I believe home loans are an investment and specialize in assisting borrowers in realizing their goals of homeownership and building wealth. My team and I are committed to evaluating your options to find the best fit for your financial future.
 

Whether you’re a first-time homebuyer or a high-net-worth individual with complex finances, you can count on expert guidance. From conventional and jumbo to FHA, VA, construction, and MMP’s Signature Series loans, we’ll discuss every available mortgage program and make a personalized plan for you.

I grew up in Kalispell, Montana, and enjoy white water kayaking, rock climbing, hunting, fishing, skiing, hiking, and traveling.

Specialties